Maryland Title Insurance - 5 Star Rated!

If you’re like most people, you’ve probably heard the term “title insurance” before, but aren’t quite sure what it is and why you need it. Title insurance is a specialized insurance policy that offers protection if someone else makes a claim against your ownership of a property. It is required by mortgage lenders to protect their interest in your home, and you may also wish to purchase an additional title insurance policy to protect your own assets as well.


When you purchase a property in Maryland, you’re buying its title, which means the right to use and reside in the property. There are some circumstances in which a party may contest the title and claim that they are the rightful owners of your property, either based on their own past rights or claims asserted by others. If this claim is valid, you may have to pay a settlement to the other title holder or even lose your home to them.


Title insurance in Maryland offers protection against the following types of title defects:


  • Property liens

  • Failure of spouses to join in conveyances

  • Forged deeds, wills, releases, or other legal documents

  • Public record errors

  • Missing or undisclosed heirs

  • Unprobated wills

  • Deeds from people unable to enter into contracts (minors, illegal aliens, persons of unsound mind)

  • Deeds from defunct companies or corporations

  • Errors in legal documents

Maryland title insurance covers all court costs and related fees in the event that someone makes a claim on your property. Your title insurance provider will also pay the costs of your legal defense. Should the other party’s claim prove to be valid, title insurance means you will be reimbursed for your loss up to the face value of your policy.

While many homebuyers simply choose to use the title insurance provider recommended by their lender, attorney, or real estate agent, the title insurance company you choose can affect your closing experience, so it’s important to take the time to choose wisely. Our Maryland title insurance services are 5-star rated and we offer e-notarization and other services to make the closing process seamless.


Contact us today to learn more.

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