Florida Title Insurance
Title insurance is your policy of protection against loss in the case that any of these problems — or even a “hidden hazard” — results in a claim against your ownership.
When you purchase a home in Florida, you’re really purchasing the title to the property, which gives you the right to occupy and use the space. That title may be contested based upon past rights and claims asserted by others. These types of claims can cause you to lose money or even worse, lose your home.
If a claim is made against your property in Florida, title insurance will, in accordance with the terms of your policy, assure you of a legal defense — and pay all court costs and related fees. Also, if the claim proves valid, you’ll be reimbursed for your actual loss up to the face amount of the policy.
Most buyers and sellers are indifferent about title insurance companies, while many real estate agents or lenders have an existing relationship with a specific title company they prefer to work with. What many home buyers don't realize is that the title insurance company they work with can have a huge impact on their closing experience!